be unable to log in to Discover.com in the future if your autocomplete results are available use up and down arrows to How Can I Double My Rewards with Discover Cashback Match? For example, students can get an unsecured card with rewards, no annual fee, and low fees overall—such a product doesn’t really exist for non-students with no credit history. Discover it® Student Cash Back interest rate The Discover it® Student Cash Back interest rate is 12.99% - 21.99% (V). It’s just like the original Discover it® Cash Back, but designed for college and university students. The card details on this page have not been reviewed or … Plus, earn unlimited 1% cash back on all other purchases – automatically. You also can create automatic payments to ensure that you always pay at least the minimum amount, and that your payment is received on time. There’s no annual fee for your Discover it ® Cash Back credit card. Search for resources, Opens in a modal dialog. Most student credit cards offer 1% cash back. We can't take into account potential lender fees, payoff schedule can be longer than in the estimation. Not now. This card’s rewards are the same as Discover it Cash Back, but no credit history is required — 5% back on rotating categories (for up to $1,500 a quarter, then 1%) upon enrollment, then earn even more when Discover matches your cash back at the end of your first year. You will need 169 months to pay off your card. Still, 2% back is almost double the average for a cash rewards card, market-wide, according to WalletHub’s latest Credit Card Landscape Report. web browser. You will need 169 months to pay off your card. And not hiding a year from now. Discover it Student Cash Back is designed for students who are building credit. 6 99% nationwide acceptance — Discover is accepted by 99% of the places across the country that take credit cards. Discover Bank offers competitive online banking products with decent rates. While the Discover it Student Cash Back Card offers an impressive cash back rate in a variety of spending categories, you’ll only earn 5% cash back in various categories on your first $1,500 in eligible purchases per quarter, then 1%. The card details on this page have not been reviewed or … It also helps you determine how much interest you’ll end up paying and what your total payment amount will be. The Discover it® Cash Back, NHL® Discover it® and Discover it® Student Cash Back offer 5% cash back on up to $1,500 spent each quarter on rotating categories when activated. Students whose spending patterns vary can benefit from the rotating bonus categories offered by the Discover it Student Cash Back card. Discover will automatically match all the cash back you’ve earned at the end of your first year! Earn 1-percent cash back on non-bonus category spending. Mastering your finances and understanding how APRs are assessed and compounded can give you the upper hand in…. Finally, Discover has a secured credit card for consumers who need to rebuild their credit. Discover will automatically match all the cash back you’ve earned at the end of your first year! That’s total, not $1,000 per category. The Discover minimum payment is the greater of $20, 3% of the full balance plus any past-due amount, or $15 plus new interest and late fees. While you can get approved for the Discover it® Secured with bad credit, the Discover it® Student Cash Back requires at least a Fair credit rating. There's also no annual fee. Student credit cards often come with no annual fees, and this one is no different. The Discover it Student Cash Back card offers no annual fee, a generous 5% cash back on rotating spending categories, and an exceptional match of all of the cash back … These calculators are designed to be informational and educational tools only, and when used alone, do not constitute investment or financial advice. 3% Intro Balance Transfer Fee until . Most credit cards allow you to avoid interest charges on purchases by paying your entire statement balance in full and on time each month. All non-bonus purchases earn an unlimited 1% back. Disclaimer: The information for the Discover it® Cash Back, HSBC Cash Rewards Mastercard® credit card, Chase Freedom, Chase Freedom Unlimited®, Citi® Double Cash Card, Discover it® Student Cash Back, Discover it® chrome, Discover it® Miles, and Discover it® Secured has been collected independently by CreditDonkey. The Discover it® Student Cash Back is beyond impressive. Still, 2% back is almost double the average for a cash rewards card, market-wide, according to WalletHub’s latest Credit Card Landscape Report. For specific advice about your unique circumstances, you may wish to consult a qualified professional. Best card for grad students: Discover it Cash Back The Discover it card, by contrast, is more generous. There’s no annual fee on this card, and it features rotating 5% cash back bonus categories. And when you make a charge, you are receiving a loan. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Cash Back Credit Card Minimum Payment Calculator Definitions, © 2020 feedfeeds.com. However, keep in mind, that if you only pay the minimum, you will carry a revolving balance and you will owe interest on that amount. Discover’s Cashback Match will double that to 10% in the first … The typical new Discover it® cardholder received a credit limit around $3,000. Discover it® Student Cash Back: Earn 5% cash back on up to $1,500 per quarter in spending in rotating categories that you activate. With Discover it® Student Cash Back, you’ll earn 5 percent cash back in rotating categories like gas, restaurants, Amazon, and more—up to $1,500 every quarter you activate and unlimited 1 percent cash back on all other purchases. This $0-annual-fee card earns up to 1.5% cash back on every purchase with on-time payments. Rewards: Up to 3% cash back for a limited time. Or turn $100 into $200. 0% APR for 6 months on purchases. It does not guarantee that Discover offers or endorses a product or service. For example, if your Discover it Cash Back credit card balance is $5000, the APR is 24.99%, the minimum payment is 4% of your balance and the first minimum monthly payment is $200, the results will be the following. (Max spend $1,500 per quarter, activation required) It starts off at 1% cash back on all purchases, and increases to … touch or with swipe gestures. Check out these Discover student … After using the Discover it® Student Cash Back credit card for a year, cardholders get their cash back earned at the end of the year completely matched. The Discover it® Student Cash Back has many of the same perks as the Discover it® Student chrome (which comes in at our #2 slot, see below), but employs a different cash back strategy. Instead of a flat 2% on gas and restaurants up to $1,000 per quarter, plus 1% elsewhere, this card offers 5% on up to $1,500 spent each quarter, though the category eligible for cash back changes every … That’s total, not $1,000 per category. It's the classic catch-22 for a student. The Discover It Student Chrome card bests that with 2% cash back on gas and dining, plus a generous cash-back … The material on this site is not intended to provide legal, investment, or financial advice and does not indicate the availability of any Discover product or service. To maximize earnings, we chose dining, for which the typical college student … All rights reserved. The Importance of Making the Minimum Payment. The Discover it Student Cash Back card offers no annual fee, a generous 5% cash back on rotating spending categories, and an exceptional match of … Receive one year of Amazon Prime Student on Deserve after spending $500 in the first three billing … It offers 5% cash back on select categories of purchases that rotate throughout the year, up to $1,500 spent per quarter (then 1%; activation required).. Discover it Student Cash Back: Earn 5-percent cash back on rotating categories that you must activate each quarter, such as restaurants, groceries and Amazon.com (on up to $1,500 in spending each quarter, then 1 percent). If JavaScript is disabled, Pros. The Discover it Student chrome credit card offers 2% cash back on the first $1,000 that you spend at gas stations and restaurants each quarter. Though not included in this review, the Discover it® Student chrome is equally easy to obtain. You get 2% back at gas stations and restaurants on the first $1,000 in quarterly purchases. So you could turn $50 cash back into $100. This card is hard to top. INTRO OFFER: Unlimited Cashback Match – only from Discover. Additionally, your late payment may be reported to the consumer credit bureaus, which could hurt your credit history and lower your credit score. Earn 3% cash back on gas, groceries, and drugstore purchases for the first 6 months from account opening. Students may also appreciate the Discover it® Student chrome. Feedfeeds is not responsible for any human or mechanical errors or omissions. We can't take into account potential lender fees, payoff schedule can be longer than in the estimation. Find out how you receive pre-approved credit card offers, what to look for and how you can opt-out. 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